Easy Mortgage by Haig - Serving All Of Ontario

Services

Purchases

First Time Home Buyer

Congratulations! You’ve made the decision to buy your first home. Maybe you’ve even starting dropping by some open house events. You will have lots of questions: How much I can afford, what type of credit score do I need, how much downpayment is required, closing costs, the best-fit mortgage. Let’s talk so we can get through all the industry jargon and secure financing for you.

New to Canada

Welcome to Canada! Moving to a new country is already a challenge. You may want to establish your credit, find employment, and own a home. I can help make your home buying process quicker and easier. I have access to several programs designed for newcomers to Canada as well as non-residents.

Investors

You did your research. You worked hard. You put in the time, effort, and money to buy a property. Now you’re looking to expand your real estate portfolio. Whether you are looking to buy your second property or your tenth property, banks can place obstacles in your way. Often citing stricter guidelines for investors. You don’t want to lose out on an investment opportunity. With access to multiple lenders, I will find a mortgage for your next investment.

Existing Homeowners

Equity Take Out

If your home has sufficient equity you can borrow against that equity. You will receive funds in your bank account to use as you wish. The possibilities are almost endless: Home renovations, purchasing an additional property, paying for education, paying for a new car, or planning a vacation.

Refinance (Debt Consolidation)

Refinance
Debt Consolidation

I can show you how you can consolidate your existing debt – including an existing mortgage. Instead of having to worry about multiple payments and multiple interest rates you will enjoy a single debt payment. This will free up cash flow, allowing you to pay down your debts faster, and save you money.

Net Worth Programs

Designed for individuals with one or more properties. You may be ineligible for a mortgage due to low income or poor credit. We can look for a mortgage solution that looks at your assets – rather than your income.

One size does not fit all

A Word On Income

My goal is to find the best mortgage solution for you rather than trying to check off boxes and try to fit you in a mortgage. I work with clients with numerous types of employment and self-employment income: Salary, hourly, commission, business for self, investment income, and rental income. I am prepared to use every resource at my disposal to secure a mortgage for you.

One-stop shopping

A Word On Time

Have you ever shopped around? Maybe when you purchased a new car or insurance for your car? A new TV, laptop, or fridge? Tried to save some money off of your grocery bill with price-matching? We all shop – getting a mortgage should be no different. You have so many great options as a consumer. So why not save time by allowing me do the shopping for you – at no upfront cost to you.